![]() |
A Non Profit Credit Counseling Resource:
THE NATIONAL FOUNDATION FOR CONSUMER CREDIT |
|
Introductory Articles: Differences Between Secured and Unsecured Credit Cards Advantages and Disadvantages of Using Credit Cards
Consumer Beat: They Can't Just "Ruin Your Credit" Credit Cards Better Than Debit Cards
Your Personal Finance Guide:
|
National Foundation for Credit Counseling (NFCC) is a national non-profit network of 1,450 Financial Wellness CentersTM created with the help of financial institutions to help consumers with personal finance problems. This is to the advantage of all parties since it is in the interests of creditors to have their debtors resolve their credit problems in sensible ways which lead to repayment of debts to the respective creditors.
The NFCC provides a wide range of counseling and education services through national centers as well as several local accredited institutions. Through its Financial Wellness NetworkTM, the NFCC has been offering low-cost assistance to people in difficult credit-related situations since 1951. These Independently Accredited Financial Wellness CentersTM undergo a strict independent accreditation process through the Council on Accreditation of Services For Families and Childern, Inc. (COA). Financial Wellness CounselorsTM are certified consumer credit counselors. Services are provided free or at minimal cost to consumers. The range of services provided by the NFCC includes money management education, confidential budget, credit and debt counseling and repayment plans as well as homebuyer education and mortgage programs. For each of these, counselors provide in-depth, thorough appraisals of a client's situation as well as establishing immediate priorities and long term goals. The NFCC and its institutions deal directly with creditors acting as an intermediary between the client and the financial institution. Help from the NFCC is available in a number of different ways. You can contact the closest NFCC accredited institution closest to you by phone or online, or even use the resources of the national center itself. Both the latter and a number of local institutions provide Internet counseling.
For more information. Also use the online search function to find the closest local help center to you.
Personal Debt Solutions 10000 N. 31st Avenue, Suite C-200 Phoenix, AZ 85051 Appointment #: (888) 373-1737 Website: www.personaldebt.org Counseling provided 24 hrs a day, 7 days a week.
|
DISCLAIMER
We are not a law firm or legal advisor. Information at this site is not legal advice. Legal advice can only come from a lawyer admitted to practice in your state. We make no guarantee of the timeliness, precision or exactitude of materials contained at this site. This site is for informational purposes only. Use of information at this site is the sole responsibility of the user and we accept no responsibility for such use. The site is meant as an initial information service and the user is obligated to research relevant material on their own or with the help of a lawyer in their state.