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THE FEDERAL TRADE COMMISSION
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Introductory Articles: Differences Between Secured and Unsecured Credit Cards Advantages and Disadvantages of Using Credit Cards
Consumer Beat: They Can't Just "Ruin Your Credit" Credit Cards Better Than Debit Cards
Your Personal Finance Guide:
Bonus Articles: |
If you are engaged in a duspute or are the victim of fraud or abuse by a financial institution or company, the Federal Trade Commission is one agency you can turn to. The FTC is the US government agency responsible for enforcing federal antitrust and consumer protection laws. Legitimate consumer complaints and letters are one way to trigger an investigation by the FTC. They welcome these although they do not normally intervene in the case of individual disputes. They do act however if a pattern is detected. The FTC will often allow a company to correct identified problems without the case going public and without the company admitting to a violation of the law. This gives copanies an incentive to settle quickly in order to avoid further action. FTC branches are distributed according to a partition of the nation into seven geographical regions. Each office serves a particular region:
Northwest Region Federal Trade Commission 2896 Federal Building, 915 Second Avenue Seattle, WA 98174.
Southeast Region Federal Trade Commission Suite 5M35 60 Forsyth Street, SW Atlanta, GA 30303-2322.
Includes: Arizona, Northern California, Southern California, Colorado, Hawaii, Nevada and Utah. Western Region Federal Trade Commission 901 Market Street, Suite 570 San Francisco, CA 94103
Western Region
Includes: Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, and Vermont. Northeast Region Federal Trade Commission 1 Bowling Green New York, NY 10004.
Includes: Delaware, District of Columbia, Maryland, Michigan, Ohio, Pennsylvania, Virginia and West Virginia. East Central Region Federal Trade Commission 1111 Superior Avenue, Suite 200 Cleveland, OH 44114-2507
Includes: Illinois, Indiana, Iowa, Kansas, Kentucky, Nebraska, North Dakota, Minnesota, Missouri, South Dakota, and Wisconsin. Midwest Region Federal Trade Commission 55 East Monroe Street, Suite 1860 Chicago, IL 60603-5701.
Includes: Arkansas, Louisiana, New Mexico, Oklahoma, and Texas. Southwest Region Federal Trade Commission 1999 Bryan Street, Suite 2150 Dallas, TX 75201-6808
Consumer Response Center Federal Trade Commission 600 Pennsylvania Ave, NW Washington DC 20580 877-FTC-HELP (382-4357)
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