BANK ONE VISA PLATINUM:

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Please Note!! Bank One is now merged with JP Morgan Chase. The Bank One Card offer is no longer offered. Please click below to apply for Chase cards and other highly rated cards through the customizing feature at Credit Soup: CLICK HERE TO CREDIT SOUP The Bank One Visa Platinum is a superprime card with a fixed APR of prime plus 2.99% on purchases and balance transfers. The card comes with no annual fee. The standard limit is $5,000. But in certain cases, BankOne reserves the right to offer a lower credit limit upon review of a customer's credit history. Obtaining this Bank One Visa also requires a minimum gross annual income of $14,400. The card offers 90-Day Purchase Protection Plus, 100% protection from unauthorized purchases, as do all credit cards, by law. You can also obtain a free additional Bank One Credit Card for your immediate family members. This card allows you to manage your account conveniently online. This allows you to check your monthly statements, access info and pay your bills electronically. Fees and Charges The grace period for repayment of the balance for purchases is a minimum of 20 days on new purchases if you pay the total New Balance in full each month by the following statement closing date. There is however no grace period for balance transfers or convenience checks. There is a Cash advance APR of 19.99% (variable). The annual percentage rate of interest on cash advances is 9.9%. There is also an overdraft protection APR of 13.99%. The Bank One Platinum Visa has a late Payment fee of $29.00 and an Over-the-Credit-Limit fee of $29.00 For ATM cash advances, the fee is 3.00% of the amount of the advance, but not less than $10.00. For all other cash advances it is 3.00% of the amount of the advance, but not less than $15.00. Click Here To The: Bank One Credit Card (Platinum) Found the Information on Bank One Useful? Email This Page to a Friend. | Home | BankOne VISA | Apply For Other Credit Cards | | Articles Archive | How To Choose The Right Credit Card |